Take It Home Today.
Pay Over Time.
No Credit Check Required!

Ready for a new phone but short on cash or credit? We’ve got you covered. With our simple lease-to-own programs, you can grab the latest smartphone today and spread your payments out over time. No credit history? No problem. All you need is to fill out a quick application, and you’ll be walking out with the items you’ve been wanting in the blink of an eye!

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How It Works

No Credit Needed

Easy Application Process

Quick Approvals up to $5,000

Flexible Payment Options

woman and friend looking at tablet

Your Terms, Your Control—Flexible and Easy

Own It Your Way

  • Pay It Off, Keep It for Good

    Once you've made all your scheduled payments as outlined in your agreement, the device is yours to keep—simple as that.

  • Save More with Early Payoff

    Want to own it sooner? You can purchase your device at any time during your lease and save big. The earlier you pay it off, the more you save.

  • Return It Anytime, No Stress

    Changed your mind? No problem. You can return your device in good condition at any time with no further obligation. We're all about flexibility.

Frequently Asked Questions

Is lease-to-own right for you?

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Paying upfront saves you a little, but why wait?  With lease-to-own, you can take items home today with zero credit checks and flexible payments that fit your budget!

Do I need good credit?

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Good credit isn’t everything. While a credit check is sometimes part of the process, our lending partners look beyond just your score. Got direct deposit?  You’re approved 90% of the time!

Do I need a bank account to get approved?

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Nope!  A bank account helps, but it’s not required. We’ve got flexible lease-to-own programs that get you approved fast — no bank account needed!

Do I need a credit or debit card to get approved?

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Nope! A credit or debit card is nice, but it's not required! Our lease-to-own programs are all about flexibility, so you can get approved and take home what you want — no card needed!

How long does it take to get approved?

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You can get approved in minutes! Our quick and easy process means you can pick up your items the same day with minimal hassle. No waiting around!

How do I make payments?

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Making payments is easy!  Depending on the lease-to-own program you choose, you can set up automatic payments or make one-time payments in store  — whichever is most convenient for you.  Flexible, just like you!

What happens if I miss a payment?

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Life happens! If you miss a payment, just reach out to us as soon as possible. We’re here to help you get back on track with flexible solutions, including payment extensions or adjustments.

Is there an early payoff option?

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You bet! Pay off your agreement early and enjoy big savings with our awesome early purchase discount. The faster you pay, the more you save!

Can I upgrade my lease-to-own items?

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Absolutely! If you’re looking to upgrade your device or equipment, you can easily exchange your current lease for something new. Just check with us to see if our lease-to-own program qualifies!

Can I return my purchase anytime?

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Some of our lease-to-own partners offer the flexibility to return your purchase whenever you need to. Just check the terms & conditions of your specific agreement — it's that simple!

What Our Customers Are Saying

“Everyone was so friendly and patient. They helped me upgrade my phone and explained the payment plan to me—it was super easy.”
– Daniela R.
“I walked in with questions and walked out with a new phone and a better plan. The staff really took care of me.”
– Luis M.
“Such a smooth experience! They were honest, helpful, and made sure I understood everything before I signed up.”
– Jessica T.
“I felt welcome from the minute I walked in. Great service and they spoke Spanish, which helped a lot!”
– Carmen V.